There are a multitude of different insurance policies available for homeowners to protect their home or property from all the damages that can occur in life. Along with windstorm and flood policies, there are also insurance provisions that home owners hope will protect them no matter what happens. One such…
Insurance Dispute Lawyer Blog
Understanding terms: “Direct Loss” and “Proximate Cause”
When dealing with insurance plans and the intricate clauses involved, it is important to fully understand the language used. In utilizing terms like these, insurance companies embed vague, variable levels of damage responsibility so as to skirt responsibility in the event damage comes to your home under what is supposed…
Recent Litigation Shows Need for Monitoring Insurance Companies
On Wednesday, December 17, a federal judge dismissed a very important antitrust case dealing with Louisiana insurers for lack of evidence. Former Attorney General Charles Foti, on the behalf of New Orleans citizens and various attorneys throughout New Orleans, filed a lawsuit in November of 2007 alleging that antitrust laws…
Happy New Year!
We hope that everyone had a restful and happy holiday season! The Insurance Dispute Lawyer Blog will now resume regular posting to help you handle your insurance claims for natural disasters, everyday damages, claims resolution, provider disputes and all the various problems that happen to everyday people. Whether you live…
Holiday Pause
During the holiday season, the blog will be taking a brief break so as to allow staff to focus hard on insurance cases coming in before the calendar year ends. The blog will resume in early 2009 with new and helpful information on hurricane and other damage-related insurance claims for…
What You Need to Know About Homeowner’s Exceptions (Deterioration)
Home deterioration can happen anywhere as a result of the natural climate and conditions that exist in the Gulf Coast. Whether it is the ceiling caving in or holes emerging in the floor, various different calamities can develop in your home that require action and repair. Under Texas law it…
Understanding Texas Home Insurance Plans (Form B)
Homeowner’s Insurance is a necessity for many Texas residents worried about the heavy winds that can come through the area and damage homes. Wind damage is a very specific claim under Homeowner’s Insurance that can be easily recorded and claimed in many cases. However, with Homeowner’s Form B insurance in…
Understanding Texas Home Insurance Plans (Form A)
When getting Homeowners Insurance in the state of Texas, it is important to understand just what is, and is not, covered by these policies. While agents might be eager to assure you that any accident or damage can be quickly claimed under Homeowners Insurance policies, citizens in Texas found themselves…
How to Save Money on your Home Insurance Deductible
Saving money when buying home insurance is often essential for Louisiana residents looking for the best coverage for the most reasonable rate. The Gulf Coast’s recent struggle with hurricanes has made it even more evident just how important sound, proper insurance coverage is for resident’s homes. Hurricane Katrina’s damage was…
Protecting Yourself From Inadequate Insurance Coverage
When buying insurance, it is often hard for homeowners to know if they are buying too much or too little. When asking an agent, people expect and appreciate candor and honesty when it comes to know how much insurance is necessary to protect their home. This trust that is placed…